Additional Client Specific Services

In addition to managing money, we help many of our clients develop and implement comprehensive plans to meet their long-term investment and financial goals.  We also consider any other financial matters that are important to you.

Investment Management & Planning Services

GPM can help develop long-term strategies that consider your employer sponsored savings plans, other accounts and alternative investments such as real estate as components of one well-coordinated investment plan.   Our team can help make sure that you take full advantage of 401-k and other tax-advantaged employer plans.  If desired, investment choices in employer plans will  be evaluated and reviewed periodically, with changes recommended and implemented when deemed appropriate.

We'll work with your tax advisor to devise and implement strategies that reduce the amount of taxes paid on your investment gains.

We'll help you plan your education savings, to ensure that adequate resources are available to pay for the education of your children or grandchildren.

 

Retirement Investment Planning

GPM's retirement planning feasibility study helps provide a clear understanding of what steps should be taken to help ensure that you accumulate enough wealth to become financially independent, sooner rather than later. 

Portfolio income optimization is used to determine how to best position assets for predictable income to support a comfortable lifestyle.

Retirement cash flow analytics determine the optimal order in which to withdraw capital from your various taxable and tax-deferred retirement accounts.  Our goal is to make the best use of your resources at retirement and minimize the impact of income tax.

 

Estate Planning and Family Protection

We will work with your attorney and other advisors to help develop and implement a comprehensive estate plan.  The estate planning needs of our clients range from basic to complex, depending on the size of their estate, their situation in life and a variety of personal considerations.  Key goals for most of our clients include ensuring that their estate property passes to the people they care about, with the lowest amount of estate tax, probate involvement, associated costs and red tape.  A variety of tools exist to accomplish these goals while living and after death.  With proper use of trusts, assets can be effectively protected from probate and taxes, while being managed for beneficiaries of all ages, especially minor children and others with special needs.  Foundations and trusts can be established for long-term charitable funding. 

If you support a family, their expenses continue after your death or disability.  GPM can help determine the amount of income your family needs to maintain a comfortable lifestyle.  Potential sources and amounts of income will be carefully analyzed and quantified.  Such income is typically derived from three sources: your investments, Social Security and employer retirement plans.  We will coordinate with your insurance agent to ensure that you have the life and/or disability insurance required to provide the additional level of security you desire.

GPM does not sell insurance or other financial products.